Cheque Bounce & Debt Recovery Published & Fact-Checked 1 Sept 2026

Can a lender file both a Civil Recovery Suit and a Section 138 Criminal Case for the same bounced cheque?

Verified Legal Answer • Reviewed by Hire Your Vakeel Legal Panel (Updated for 2026 / BNS & BNSS)

Yes. The Supreme Court has confirmed that civil recovery proceedings (Order 37 CPC) and criminal cheque bounce proceedings under Section 138 NI Act are independent remedies and can be pursued simultaneously for the same underlying financial debt.

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