Divorce Published & Fact-Checked 1 Sept 2026

What happens to joint home loans and joint property during divorce proceedings?

Verified Legal Answer • Reviewed by Hire Your Vakeel Legal Panel (Updated for 2026 / BNS & BNSS)

Jointly owned properties are divided either through mutual settlement deeds or civil partition suits based on financial contribution. For joint home loans, spouses can mutually agree to transfer the loan to one spouse via bank NOC or sell the property to clear outstanding bank dues.

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