Cyber Crime Published & Fact-Checked 1 Sept 2026

What is SIM Swap fraud and how can victims protect their bank accounts?

Verified Legal Answer • Reviewed by Hire Your Vakeel Legal Panel (Updated for 2026 / BNS & BNSS)

In SIM swap fraud, attackers fraudulently obtain a duplicate SIM card from telecom providers to intercept banking OTPs. If your mobile network suddenly disconnects permanently, notify your telecom operator and call your banks immediately to freeze online banking before fraudulent transfers occur.

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