Cyber Crime Published & Fact-Checked 27 Aug 2026

Can I claim a refund from my bank for unauthorized banking transactions?

Verified Legal Answer • Reviewed by Hire Your Vakeel Legal Panel (Updated for 2026 / BNS & BNSS)

Under RBI Circular on Customer Protection, if you report unauthorized electronic transactions within 3 working days, customer liability is zero, and the bank must credit the amount within 10 days.

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