Cheque Bounce & Debt Recovery Published & Fact-Checked 1 Sept 2026

Is a signed blank cheque legally enforceable in a Section 138 Cheque Bounce case?

Verified Legal Answer • Reviewed by Hire Your Vakeel Legal Panel (Updated for 2026 / BNS & BNSS)

Yes. The Supreme Court (Bir Singh v. Mukesh Kumar) ruled that if the drawer voluntarily signs and hands over a blank cheque to discharge a debt, the holder has implied authority to fill in the amount and date under Section 20 of NI Act, creating a legally valid negotiable instrument.

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